Insurance & Pricing
You deserve a clear understanding of the financial commitment involved in your mental health care. I offer a range of payment options, including insurance coverage and private pay rates, to ensure you can access the support you need.
Insurances Accepted
Texas
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Aetna
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Aetna Medicare Advantage
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Ambetter Texas
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Ascension (SmartHealth)
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Blue Cross and Blue Shield of Texas
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Blue Cross and Blue Shield of Texas Medicare Advantage
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Carelon Behavioral Health
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Cigna
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Curative
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Devoted Health Medicare Advantage
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Horizon Blue Cross and Blue Shield of New Jersey
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Humana Medicare Advantage
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Independence Blue Cross Pennsylvania
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Oscar (Optum)
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Oxford (Optum)
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Quest Behavioral Health
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United Healthcare (Optum)
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United Healthcare Medicare Advantage
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Wellcare by Allwell (Medicare Advantage)
Louisiana
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Aetna
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Aetna Medicare Advantage
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Blue Cross and Blue Shield of Louisiana
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Carelon Behavioral Health
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Cigna
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Curative
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Horizon Blue Cross and Blue Shield of New Jersey
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Humana Medicare Advantage
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Independence Blue Cross Pennsylvania
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Oscar (Optum)
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Oxford (Optum)
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Quest Behavioral Health
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United Healthcare (Optum)
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United Healthcare Medicare Advantage
Iowa
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Aetna
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Aetna Medicare Advantage
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Carelon Behavioral Health
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Cigna
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Curative
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Horizon Blue Cross and Blue Shield of New Jersey
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Humana Medicare Advantage
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Independence Blue Cross Pennsylvania
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Oscar (Optum)
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Oxford (Optum)
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Quest Behavioral Health
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United Healthcare (Optum)
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United Healthcare Medicare Advantage
Missouri
- Aetna
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Aetna Medicare Advantage
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Ascension (SmartHealth)
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Carelon Behavioral Health
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Cigna
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Curative
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Devoted Health Medicare Advantage
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Horizon Blue Cross and Blue Shield of New Jersey
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Humana Medicare Advantage
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Independence Blue Cross Pennsylvania
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Oscar (Optum)
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Oxford (Optum)
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Quest Behavioral Health
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United Healthcare (Optum)
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United Healthcare Medicare Advantage
Other Expected Costs
Transparency is important to avoid surprises during your treatment. Beyond the standard session fee, you should consider the following:
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Copayments and Deductibles: If you use insurance, you may be responsible for a copayment (often $20–$50) or the full session fee until you meet your annual deductible.
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Late Cancellation Fees: I require 48-hour notice for cancellations. Sessions cancelled with less notice typically incur a late fee, as that time was reserved exclusively for you.
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Record Requests: Fees may apply for the preparation and delivery of clinical records or official documentation, as permitted by state law.
Next Steps for Billing
I recommend calling the customer service number on the back of your insurance card before our first session. Ask about your "outpatient behavioral health benefits" to confirm your specific coverage and any out-of-pocket costs you might expect.